I have about $4000 in debt and $8500 in savings. I was originally going to pay off my debt over time, $300-$400 biweekly but now I’m wondering if I should just take care of it now and if it would help me in the long run. I despise having to put the entirety of my paycheck towards stuff like that. My paychecks are about $750 and my credit card interest is 12.99%. I recently lowered it from 15.99%.
EDIT: I have just paid off my debt completely. Thanks for input, everyone!!